A New Solution to Student Loans
Studious Solutions offers a new kind of insurance that pays for your child’s student loans!
Studious Solutions protects you and your children from the cost of student loans
Studious Solutions offers plans that cover the expected debt a student will have. We pay for your child’s student debt if they do not finish school. That way, your child will only have to pay for their loans if they have a degree that will lead them to success. Without the degree, loans can be devastating, so we want to remove that risk when planning for your child’s future.
Our plans offer different payouts for each semester of school up to 12 semesters. Some reasons we pay out would be for students who leave school because of grades, unexpected health issues, and even if they just decide college life isn’t for them. These are not all of our coverages, and you can find a more complete list on our blog or by contacting an agent!
Our plans are much cheaper than tuition or the suggested payment into a 529 plan. Students are most likely to drop out of school during the first year, so we also offer budget friendly plans that only cover the first 2 semesters of college. No matter what resources are available to you, we want your child to succeed without the risk of student loans, and we are here to help you.
Click below to let us know you are interested and an agent will reach out to you!
Who Needs Our Plans?
According to the National Center for Education Statistics, 39% of students who borrow do not complete a 4-Year degree program within 6-Years. Those students have debt but no degree to pay it with!
Why can’t I Start A Plan For My 6th Grader?
Our plans can only work if there is uncertain risk for claims. We stop offering plans after the 5th grade to mitigate the risk of customers who expect not to finish school. In the future we hope to extend coverage options to older students.
Can I Set Up Plans For A Large Group?
Yes! For employers or community groups, we offer similar plans that will allow cost to be shared between subscribers and a larger institution. If this is what you are looking for, send us a message on our contact page!
