A New Solution to Make College Affordable

Studious Solutions offers a new kind of insurance that removes the financial risk from your child’s education!

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Studious Solutions protects you and your children from the financial risk of not finishing school

Studious Solutions offers plans that cover the expected costs of an education. We pay back what you spend on your child’s college if they do not finish school. That way, your children will not be penalized for giving college a try. Students who try college but do not finish their degree can be stuck with devastating student loans, they can be years behind their peers in the job market, and their confidence may be forever injured. We want to remove that risk when planning for your child’s future by making an education an easy choice for everyone.

Our plans offer different payouts for each semester of school up to 6 academic years. We pay out based on enrollment status, not covered injuries. That means you can use our insurance for bad grades, unexpected health issues, and even if the student just decides college life isn’t for them!

Our plans are much cheaper than tuition or the suggested payment into a 529 plan. Students are most likely to withdraw from school during the first year, so we also offer budget friendly plans that focus on the first year of college. No matter what resources are available to you, we want your child to succeed without the risk of an unfinished education, and we are here to help you.

Click below to let us know you are interested and an agent will reach out to you!

Who Needs Our Plans?

According to the National Center for Education Statistics, 39% of students who borrow do not complete a 4-Year degree program within 6-Years. Those students have debt but no degree to help them pay it!

Every family could benefit from a Studious plan whether your reason is to insure against student loan debt, protect your expensive investment in your kid’s future, or to ensure your children are not penalized for health issues in the future.

Why can’t I Start A Plan For My 6th Grader?

Our plans can only work if there is uncertain risk for claims. We stop offering plans after the 5th grade to mitigate the risk of customers who expect their children not to finish school. In the future we plan to leverage more robust data and extend coverage options to older students.

Can I Set Up Plans For A Large Group?

Yes! For employers or community groups, we offer similar plans that will allow cost to be shared between subscribers and a larger institution. If this is what you are looking for, send us a message on our contact page!