Author: Fergus King

Some of you may have noticed that a Return of Premium section was added to our Premiums and Coverages list this morning. Every time we have asked about how we could improve our products, people have asked about a savings component, or a way to get some of their money back in case they don’t […]

The suggested policy our agents recommended through 2023 were 50% of our maximum coverage for 6-Year plans, and 75% of our maximum coverage for 1-Year plans. We did not suggest maximum coverage because we expect that students are not going to need student loans for every cent of their college expenses. Recently, the Education Data […]

Today we will be looking at a Studious Solutions coverage example. In yesterday’s post, I gave pricing examples for a 3rd grader in order to compare them to a 529 plan. As a follow up, I will now show you how our coverage maximums work with those same 3rd grade plans as our example. 6-Year […]

Studious Solutions policies offer a low cost plan for college savings compared to 529 plans or traditional saving for your child’s education. As an example, we will consider a child going into Kindergarten in December 2023. We will assume we need to pay for six years of college. Contrary to the name, students regularly take […]

1. Financial concerns 89% of students from the first generation in low-earning families tend to drop out of college. Many students work full time jobs to support their education. Jobs like this and student loans put a great deal of strain on these students. With a Studious Solutions policy, we believe the cost of education […]

December rates are now posted, and I want to remind people this holiday season that Studious policies are not limited to parents. Grandparents, aunts and uncles, even siblings or other caregivers can sign up with us to ensure a child’s future. So consider taking the load off for someone else! Peace of mind and a […]

Student debt has been an ongoing debate for my entire life, whether student loans can or can’t be forgiven. When I went to college myself, I found that many of my fellow students would base all of their financial and political opinions on ways to solve the crisis of student debt. The debate has made […]

The Studious Solutions sign up process has changed! Studious is back to offer plans for your children’s student loans. If you were interested in our policies before we updated our process, you probably remember that you could choose a child’s age and be directed to a store page with all your options presented to you, […]

Loan forgiveness is an important topic, whether it is a concern or a strategy for you. When I started explaining Studious Solutions’ policies to my friends and families, the number one response I got was “What if student loans get forgiven?” and if they ever truly go away, then I will pack up the company, […]

Studious Solutions is back! That’s right, it has been nearly 4 months and we are finished setting up our new flow. With an updated policy and account representatives who can answer your questions or explain our product, we are excited to offer protection for your child’s student loans again!